When you place a trade on any product that includes a commission fee – such as stocks, equity CFDs, ETFs, futures and bonds – your commission credits kick in. You pay all trading fees upfront and, at the end of the day, we refund any commission costs that are covered by your credit balance. We refund you in the currency of your main account. 

Note that commission credits have an expiration date defined by the specific offer as part of which you received them. You can always monitor your credit balance and refunds in the platform. 

No, you can only use the credits to cover commission fees paid to Saxo Markets.

No, the credits don’t cover the value of the stock, only commission fees connected to the purchase of the stock.